Home > Archive: October, 2010
Archive for October, 2010
October 31st, 2010 at 02:11 pm
I got the following stuff for free this past week:http://www.thesimpledollar.com/2010/10/31/choosing-what-to-h...
4 cans Bumbleebee tuna
1 tube Colgate Sensitive toothpaste
2 Muir Glen tomato paste
6 Mahatma Saffron rice
3 Nivea Lip Care
2 boxes Contact cold medicine
4 boxes cereal
I read the Simple Dollar blog periodically and really liked this post on making choices in life.
I finished reading the library book By Heresies Distressed by David Weber. Sci/Fi - very good.
October 29th, 2010 at 01:44 pm
Yesterday my parents and I took the 2 hour drive to visit my neice in collage. I took her 3 large bags of groceries of things I have gotten free or very cheap. That was a big hit with her and her roomates.
We had dinner at Red Lobster, (her favorite and mine - popcorn shrimp). I spent $13. The discussion came up on when she might be able to come down for xmas. It looks like she will only be home on xmas day because of her work schedule. She asked for Target gift cards from me, since she works at Target and is always shopping there using her discount. That's fine with me and easy to do. But she wanted clothes from mom. So we ended up going to an outdoor mall around 6 pm last night. It was cold. But she got most of her xmas stuff from mom and now that's done. Poor dad he mostly sat in the car. He doesn't walk that well anymore and he didn't bring a coat either.
We stopped at the Container Store on the way up and I got some spice labels. Spent $4.24
This morning dad and I went and got gas. I had a .70/gal discount at King Soopers and he wanted in on the savings. I paid 1.99/gal for my gas. I got 17 gallons and he got the rest of the 35 gallons they allow.
I went to the grocery store afterwards and when I was done I had 499 points for gas for October so I went back in and bought 2 Milky Way Simply Caramel candy bars for $1 to make it 500 or .50/gal. I won't need gas next month so I will give all of that to dad to use.
At King Soopers I got the following good deals
3.56 - 4 Mahatma saffron rice packages
-4.00 - 4 .50 q's doubled
.44 profit - 2 go to my neice and 2 to food pantry
11.96 - 2 boxes Cheerios and 2 Cinnamon Toast Crunch
-6.00 - wyb 4 sale
-2.20 - ecoupons 2 Cheerios and 2 Cinnamon
-4.00 - 4 .55 q's doubled
.24 profit - I get the Cheerios, neice gets the Cinnamon Toast Crunch
7.96 - 4 packages 4 double rolls Quilted Northern TP
-4.00 - 4 .50 q's doubled
3.96 - real good price for TP
2.00 - 4 hot wheels cars
.16 - taxes
2.16 - goes to Toys for Tots, these are such cool toys for boys and you can't beat .50 cents apiece.
Went to Walgreens and used my raincheck on the Nivea lip care to get 3 chapsticks for free. 1 went to neice. This is a necessity in Colorado. I also got 2 packages of Contact cold meds and made 1.59 on each one. I goes to my neice, 1 goes to me and gave another $2 q to my dad so he can do the deal too.
6.00 - Contact
.41 - taxes
-2.00 - q
4.41 - got $6 RR back
I finished reading my book Wild Fire by Christine Feehan. Paranormal - pretty good.
October 27th, 2010 at 12:08 pm
Sometimes it seems like I just don't have anything new or interesting to blog about regarding finances. I've been frugal for so long most of what I do seems normal (uninteresting) to me. I've been blogging for a few years and after awhile it seems like I say the same things over and over and I wonder if I'm boring. Then you miss a day or two of blogging and it seems harder to start up again and that's when you drop out for a year or more
Mostly I blog for myself. I like to track the bargains and things I do that make a couple extra bucks. I like posting my thoughts on different areas, it helps clarify them. But I also like to help others and hope some of what I blog about allows others to duplicate what I do. I appreciate all the feedback I've gotten over the years from readers who have liked one of my posts and I don't plan to stop posting, but they may be fewer since I don't feel inspired right now about anything financial. That may change. I frequently start a post thinking I have nothing to say and end up with a page of stuff
I finished reading the library book Ghosts and Echoes by Lyn Benedict. Paranormal - ok
October 25th, 2010 at 01:20 pm
I got my heating bill this month and it will go down $5 a month for the next year since I have $60+ in credit. I will pay $43/month. I really like budget billing since once a year you can figure out how much you've saved in a year when they readjust your bill. I haven't had to turn the heat on yet this year, although a couple of days have been pretty cold. I'm getting by using electric throws. I'd like to keep it off till Nov 1, but may have to turn it on before then since they are calling for snow.
Several coupons came out in the last few days and since I wanted to drop my food off at the food pantry today I went to several stores to pick up the bargains first.
1.98 - 2 Yakisoba
-1.98 - 2 .50 q's doubled
FREE - food pantry items
2.00 - 4 cans Bumbleebee tuna
-2.00 - 2 $1/2 q's from Recyclebank
FREE - food pantry items
1.78 - 2 cans Muir Glen tomato paste
-1.78 - 2 .50 q's doubled
FREE - food pantry items
1.78 - 2 Mahatma saffron rice
-1.78 - 2 .50 q's doubled
FREE - food pantry items
3.49 - 6.0 Colgate sensitive teeth toothpaste
.28 - taxes
-1.00 - q
2.77 - got a $3.50 RR profit of .83 cents. This goes to food pantry
4.50 - 3 jars Skippy peanut butter
-1.80 - 3 .60 q's
2.70 - .90/each 1 goes to my neice the other 2 I'll keep
I dropped off 4 bags of groceries at the pantry. I've pretty much given up my goal of giving 100 items a month. The sales just aren't as good as last year. But I am still donating well over 50 items each month.
I finished reading the library book Saltation by Sharon Lee and Steve Miller. Sci/Fi - very good
October 24th, 2010 at 12:59 pm
I got several things for free this last week - not as much as the previous week, but still really good.http://www.stretcher.com/stories/08/08oct20c.cfm
Subway footlong sandwich
2 Mars simply caramel candy bars using BOGO q's
Cottonelle fresh wipes
12 cans Bumblebee tuna
2 tubes Crest toothpaste
Dove shampoo and conditioner sample
Jergens lotion sample - 2 kinds
2 Nivea chapstick
Vaseline lotion sample
I finished reading my book Dragonsdawn by Anne McCaffrey. Sci/Fi - very good. I've alway liked books that have a homestead mentality. Starting over with very little and using your ingenuity to overcome obstacles. Books like Little House on the Prairie, Swiss Family Robinson, and sci/fi books like going to colonize other planets or end of the world starting over books. For a long time I thought I wanted to Homestead. I collected the first 120+ issues of The Mother Earth News and have probably read each one 10 times or more in the last 30 years. I eventually realized I just liked to read about it and don't actually want to live it But it's fun daydreaming about what you would do. I used to daydream about how I would pack a wagon if I was an actual pioneer. What is really necessary and what isn't? How would you contrive if everything were taken away except what you could carry? Very fun to think about and illuminating. Coincedentally I was reading the Dollar Stretcher and found an article that addresses this mentality that I enjoyed very much.
October 23rd, 2010 at 01:22 pm
Warning! Heavy sarcasm coming up
Gobbledygook or gobbledegook (sometimes gobbledegoo) is any text containing jargon or especially convoluted English that results in it being excessively hard to understand or even incomprehensible.
The Plain English Campaign FAQ includes the following explanation:
"What's wrong with gobbledygook? We can't put it any better than a nurse who wrote about a baffling memo. She said that 'receiving information in this form makes us feel hoodwinked, inferior, definitely frustrated and angry, and it causes a divide between us and the writer.'"
I'm pretty sure that I've mentioned I'm a news junkie, particularly financial news. Anyways they keep talking about extending the Bush tax cuts. They claim that if they extend them it is a tax cut. Bah Humbug! If they extend them you don't pay less in taxes, you pay the same as you paid this year and last year and the year before etc. Therefore, it is not a cut, it is the same. However because the governement believes that all the money you earn is there and because they were planning to keep more of it and now may not, that is a tax cut. Why not give us an even bigger tax cut by planning to keep 90% of our money and then deciding to only keep 50%? That would be a huge tax cut and make everyone feel wonderful, wonderful.
Now on the other hand if they don't extend the tax cuts it is not a tax increase, because all your money is theirs to start with and the fact that they have graciously allowed you to keep more of it for the last 8 years doesn't mean you should be allowed to continue that. Therefore since they had always planned to keep more of your money in the year 2011 and the fact that you will be paying more of your money in taxes in 2011 and beyond, that's not really a tax increase. What? Paying more money to taxes is not a tax increase and paying the same amount of taxes as you pay now is a tax cut. Ok-a-a-a-y, can you say goobbledygook?
I finished reading the library book Fledgling by Sharon Lee and Steve Miller. Sci/Fi - very good.
October 22nd, 2010 at 12:26 pm
Mom and I walked at WalMart this morning since it was raining. We really need the rain so that is good. While I was out I went to Safeway and King Soopers.
At Safeway I got 8 cans of Chef Boyardee ravioli for $4.24. These go to the food pantry. I also got a free deal of Yakisoba noodles after coupons - also going to the food pantry. I got 2 free Nivea chapsticks after coupons - I'm keeping these.
At King Soopers I got 6 more cans of Bumblebee tuna for free - going to food pantry. They have the large Symphony milk chocolate bars on sale 5 for $5. I love these and so does everyone else in the family. You can never find the milk chocolate in the single size here, only the dark chocolate. 1 each will go to my neices for xmas, 1 to my brother, 1 to my mother and 1 to me.
I got the latest edition of the All You magazine in the mail yesterday. I was doing their $25 a week food challenge back in June/July. They announced the winner in this episode, but they didn't give very many details.
They had a little article on how to save money on utilities. Go to whitefence.com to search out the best deals on home services in your area, such as phone, internet, television, gas and electricity. I live in a small town and in Colorado. There's only one choice for electric or gas so basically no choice. But it might be better for someone else.
I finished reading my book Master of Fire by Angela Night. Paranormal - Ok. Many of her other books are better.
October 20th, 2010 at 08:37 pm
My mom told me someone stole all the copper out of their churches sprinkler system. Someone has been stealing the copper from the street lights in the next town over too. Is copper really that easy to get from things and is it worth that much, to take the risk?
I got some groceries today, just over $17 which were free using coupons and my pharmacy rewards. With the coupons I got 6 free cans of Bumbleebee tuna and 2 tubes of Crest toothpaste. 1 of the toothpastes goes to the food pantry and one goes to my neice. I got the coupons from RecycleBank and still have 5 more, they are $1/2 and King Soopers has the tuna on sale for .50 cents each.
I got a Dove shampoo and conditioner sample and two Jergens lotions samples in the mail today. Both will go to neice.
I finished reading the library book Luck in the Shadows by Lynn Flewelling. Sci/Fi - pretty good.
October 19th, 2010 at 12:36 pm
I filled out my voting ballot this morning. I really like early voting it's so much more convenient to sit down in your home with the ballot, the book explaining the amendments and take your time to fill it all out. The only thing I don't like is that in Colorado you have to declare yourself either a Republican or a Democrat to be able to do early voting, if you say you are independent you have to go to the voting place. If you declare one party or the other, then you get tons of robo-calls telling you how horrible the other person is and lots of junk mail asking for donations to the party - yech.
I consider myself a libertarian. Government shouldn't tell people how to live their lives, people should take responsibility for their own choices. Government should be smaller and more efficient and not waste so much money. And then you get to the details ....
I finished reading my book The Sword of Fire and Shadow by Diana L. Paxson and Adrienne Martine-Barnes. Sci/Fi - ok.
October 18th, 2010 at 12:41 pm
I got a notice from my computer that my virus software expires soon. I hate spending money no this type of product, but consider it a necessity since I do a lot of banking and investing on my computer. I went to Staples and got a product that works on 3 PCs for 1 year. I have 2 PCs. It was originally 79.99. I used an Office Depot coupon for $10 off $20 and a Staples reward for recycling ink of $8 and one of the discounted gift cards I got to save $4 more. Total spent was $66.89.
Mom and I walked at Walmart this morning since it was too cold to walk outside. We walked outside last night and it was gorgeous. The fall colors are late this year, but so pretty. At Walmart I got 3 small SeaPak shrimp poppers @1.64/each - $1 coupons each or .64 cents. I got a free box of Cottonelle fresh wipes and 2 free Mars simply caramel candy bars using BOGO coupons. I also got a free foot long Turkey sandwich on a 9-grain roll at Subway using a gift card I got for xmas.
I cashed in $5000 in stocks this morning. I think the market will go up a little more this year, but who knows. I decided to cash in some profits while I had them
I finished reading the library book Midnight's Daughter by Karen Chance. Paranormal - pretty good.
October 17th, 2010 at 01:37 pm
I had a really good week for free things this last week.
$100 in free groceries from King Soopers for refilling 4 prescriptions
$25 Walmart Gift Card from My Points
Free Angus Beef burger from playing McDonald's Monopoly game and on the fries was a monopoly piece for a free $5 Walmart gift card
Free sample of Bio True contact lens solution from Costco in the mail
2 free cans Muir Glen tomato sauce - after coupons
3 Bliss candy bars - after coupons
4 Mentos gum - after coupons
1 Mars simply caramel bar - after BOGO coupon
$20 Walgreens phone card - BOGO
I got all the gift cards I ordered from Card Pool and Plastic Jungle in yesterday's mail too.
I finished reading my book Balance of Trade by Sharon Lee and Steve Miller. Sci/Fi - very good.
October 16th, 2010 at 12:51 pm
Walgreens has phone cards this week BOGO free. I got 2 350 minute cards for $20. These and a book of stamps will go to my grandma for xmas, and probably some free stuff I'll get like soap, shampoo, deodorant, toothpaste etc. The stamps were 5% off since I got them at Walgreens last time my credit card had 5%.
I was watching Your Money on CNN today and they said 85% of college students are moving back in with their parents. That's a huge number. The parents are saying it's their fault since they told their kids go to college, get student loans, study what ever you want (regardless if it pays anything or you can get a job in the field), there's a big world out there and you'll get a job. I really think a lot of people get took by the promise of a college degree. I know the stats say people with college degrees earn more than those without, but I'm wondering if that will still be true for the next generation. I know of so many people who got degrees and have huge loans, but don't make that much. Is the cost worth it for most people? So many people don't even get jobs in the field they got their degree in. I wonder what the stats on earnings would be for people who got jobs in their degree fields vs people who have degrees but don't work in that field.
I finished reading the library book Blood Cross by Faith Hunter. Paranormal - pretty good.
October 15th, 2010 at 01:52 pm
I went to King Soopers this morning and picked up 3 more prescriptions. I paid $7.05 and got $75 back on my card. $25 for each prescription. Unreal. I got my groceries and spent almost $21 using the prescription bonus from last week. I also got 200 gas points for the 4 prescriptions or .20/gal.
My dad got the tree planted yesterday, he's one of those people who can't stand to leave something undone, has to do it immediately. Nice for my mom, means that things always get done quickly around the house.
I got a local coupon book in the mail yesterday and I see they are starting the restaurant bonuses early at Texas Roadhouse this year. Buy $30 and get a $5 bonus card. I'll have to get some of these for dad for xmas and some for me too.
Yesterday when we went to the outlet mall I got paring knife for .99 cents. How in the world can they did the metal, transport it, smelt it, make it into a knife and sell it for less that a $1. Amazing.
I finished reading my book The Tomorrow Log by Sharon Lee and Steve Miller. Sci/Fi - excellent.
October 14th, 2010 at 08:07 pm
My mom's bday is in December. I recently asked her if she knew of anything she wanted for her bday and/or xmas. She said she wanted a tree that had orange leaves in the fall, but the only way to know that would be to go looking now and see what color the leaves were. I told her if she found what she wanted I would buy it for her now. She had up to $150 to spend on it. $50 for her bday and $100 for xmas.
So today we went to a nearby town that has a big outlet mall and a nursery. We shopped at the mall first, went to lunch and then went to the nursery. She found a tree that had exactly the color leaves she wanted. It's a box elder which is a type of maple I guess. It was $220, but we got it at 40% off. So I spent $142. I hope her and dad were able to get it out of the back of the pickup when they got home. It weighed about a 100 lbs. It will eventually grow to 35' high and about that wide. So dad gets the privilege of planting it, I'm sure that makes him happy, but I know she is happy with her early Christmas tree.
I finished reading the library book No Mercy by Sherrilyn Kenyon. Paranormal - excellent.
October 13th, 2010 at 12:21 pm
I was reading an article on ways to save money. One of them was to rent an extra room or space in your garage or basement. There are 2 websites you can go to and list the space and price you want. sparefoot.com
I finished reading my book Scout's Progress by Sharon Lee and Steve Miller. Sci/Fi - excellent.