Back to Safeway where I did 6 transactions and got 38 boxes of cereal. 30 for the food pantry.

1st transaction

2.00 - 2 boxes Kelloggs Corn flakes
4.50 - 3 boxes Frosted Flakes
6.99 - 1 Scrubbing Bubbles power spray
.48 - tax
-----
13.97
-1.00 - $1/2 Kelloggs corn flakes
-1.00 - $1/3 Frosted flakes
-5.00 - Scrubbing Bubbles
-6.00 - 2 $3 OYNO coupons
-----
.97 - I got $4 OYNO q from kelloggs and $3 OYNO from Scrubbing bubbles

2nd transaction

6.00 - 4 boxes cheerios
2.00 - 2 boxes Kelloggs Corn flakes
4.50 - 3 boxes Frosted Flakes
4.00 - 2 jars Classico spagetti sauce
.00 - 2 boxes Safeway pasta
10.00 - 4 boxes Nabisco 100 cal cookies
.99 - 1 trial size Tide
6.99 - 1 Scrubbing Bubbles power spray
.55 - tax
-----
35.03
-4.00 - 4 .55 Cheerios q's doubled
-3.39 - Classico bogo q
-1.00 - $1/2 Nabisco cookies
-7.18 - 2 BOGO Nabisco q's - each took off 3.59
-5.00 - Scrubbing Bubbles
.99 - $1.00 Tide q price adjusted
-6.00 - 2 $3 OYNO coupons
-4.00 - 1 $4 OYNO q
-----
3.47 - they cheated me out of $2 in coupons I had for the Kelloggs cereal, but I got 2 $3 OYNO and 1 $4 OYNO coupon back

3rd, 4th and 5th transactions

2.00 - 2 boxes Kelloggs Corn flakes
4.50 - 3 boxes Frosted Flakes
-----
6.50
-1.00 - $1/2 Kelloggs corn flakes
-1.00 - $1/3 Frosted flakes
-4.00 - 1 $4 OYNO coupons
-----
.50 and got back a $4 OYNO q for each transaction so I just rolled it onto the next one

6th transaction

6.00 - 4 boxes Cheerios
7.50 - 3 boxes Nabisco 100 cal cookies
2.00 - 2 boxes Kelloggs Corn flakes
4.50 - 3 boxes Corn Pops
-----
20.00
-4.00 - 4 .55 cheerios q's doubled
-1.00 - $1/2 Nabisco cookies
-2.50 - BOGO Nabisco q
-1.00 - $1/2 Kelloggs
-1.00 - $1/3 Kelloggs
-10.00 - OYNO q's
------
.50 and got back $4 and $2 OYNO q

I spent a total of $6.43 and still have $9 in OYNO q's

I got the following for the food pantry

30 boxes cereal
2 packages pasta
1 jar Classico spagetti sauce
1 bottle Scrubbing bubbles

I got 1 Scrubbing bubbles for my mom and for me I got

8 boxes cheerios
7 boxes Nabisco cookies
1 jar alfredo sauce

They were out of the Wacky Mac and I still have 3 cheerios q's to use. There are supposed to be more cereal q's in Sunday's paper, so I will probably go back again on Monday.

I finished reading the library book Silver Borne by Patricia Briggs - paranormal - excellent

I went to Safeway again today and got $54 worth of stuff for $1.34 and got $9 back in OYNO coupons - very good shopping day.

4.00 - 4 boxes Kelloggs corn flakes
-2.00 - 2 $1/2 coupons
-----
2.00 - got back a $3 OYNO q - moneymaker - these go to the food pantry

6.99 - Scrubbing Bubbles power spray starter kit
.48 - taxes
-----
7.47
-5.00 - coupon
-----
2.47 - got back a $3 OYNO q - moneymaker - this goes to my mom

4.00 - 2 jars Classico sauce - 1 red, 1 white
.00 - 2 boxes Safeway Penne rigatoni
-3.39 - Classico BOGO q
-----
1.39 - plus got 2 packages of Safeway brand penne rigatoni free. Buy 2 Classico get 2 pasta free. 1 jar of sauce goes to food pantry

2.00 - Nabisco Planter's Nut bars
-1.00 - .75 q doubled
-----
1.00 - I wanted to try these and while they are ok, they are not a payday which is my favorite candy bar

10.00 - 4 boxes Nabisco 100 calorie cookies
- 1.00 - $1/2 coupon
- 3.59 - bogo q
- 3.59 - bogo q
------
1.82 - got back a $3 OYNO q - moneymaker

1.69 - 2 packages Wacky Mac - on sale BOGO
-1.00 - .50 q doubled
- .50 - .50 q - cashier entered didn't double
-----
.19 - the food pantry gets these

I also bought 1.25 of bananas and used the $8 OYNO coupons I got yesterday. Final cost 1.34

The food pantry gets

4 boxes corn flakes
1 jar spagetti sauce
2 packages Wacky Mac

I also went back to Walgreens and got 2 more of the Schick Hydro shavers - made $1.46 on each one.

7.99 - Schick razor
.55 - tax
-----
8.54
-5.00 - Schick coupon
-----
3.54 - got back a $5.00 RR so made $1.46 on both razors - these go to my brother.

I need to go back to Safeway again since I have more q's, plus I had to decide if I wanted to use my cheerios coupons there or at King Soopers. I stopped at King Soopers and decided Safeway had the better deal. Safeway was out of some of the things I wanted also, maybe they will be restocked tomorrow. I want to do the Classico, Nabisco and cereal deals again.

And to make the day better I got my All You magazine in the mail - more coupons

I finished reading the library book The Dragon Master by Allyson James. Paranormal - ok

I also finished my book Mackenzie's Heroes by Linda Howard. Romance - excellent.

We got snow last night, just a little bit so the ground was covered. Calling for more tonight. Anyone who planted flowers out here is probably not very happy. Two more weeks till planting time and even then it's a crap shoot. There has been many summers we get snow in June or hail or like last year a ton of rain so everything rots in the ground. But I'm going to try tomatoes again anyways - in a couple weeks

Went to Safeway this morning and did the scrubbing bubbles deal and made money

13.98 - 2 Scrubbing Bubbles power spray starter kit
7.00 - 2 refills
1.45 - tax
------
22.43
-10.00 - 2 $5 coupons on starter kit
- 7.00 - 2 BOGO refills wyb starter kit
------
5.43 - but I got 2 $3 OYNO coupons for the Starter kits and 2 $1 OYNO for the refills giving me back $8 for a moneymaker of 2.57. I have one more coupon for the starter kit so will try this again. One set of starter kit and refills will go to niece and one will go to brother.

I finished reading the library book Flirt by Laurell K. Hamilton. Sci/Fi - very good

I also finished my book Devlin's Luck by Patricia Bray. Sci/Fi - good

My grandma was staying at my mom's this weekend, so Friday and Saturday night I went over there and played cards for several hours.

Yesterday I stopped at Walmart for their specials of the week.

7.99 - Schick razor
.55 - tax
-----
8.54
-5.00 - Schick coupon
-----
3.54 - got back a $5.00 RR so made $1.46 I have 2 more coupons but I got the last one yesterday. I'll try again later this week to see if they've restocked.

4.99 - 50 Ct Aleve
.34 - tax
-----
5.33
-1.00 - Aleeve coupon
-----
4.33 - got a $2 RR

3.96 - 4 cans Van de Camp pork and beans
-1.96 - WAG coupon
-1.00 - Van de Camp coupon
-----
1.00 - .25 each - these go to the food pantry

I paid for everything with Walgreens gift cards on which I had rolled previous RR's so no out of pocket expense.

I finished reading my book Damia by Anne McCaffrey. Sci/Fi - good

I finished the library book Black Dragon by Allyson James. Paranormal romance - good

Went to Safeway this morning to pick up the deals for this week. I spent 3.15 for the pantry and $7.59 for my groceries.

5.96 - 4 boxes Cinnamon Toast Crunch cereal
-4.00 - 4 .55 cent q's doubled
- .55 - ecoupon
-----
1.41

1.49 - Honey Nut Cheeries
-1.00 - .55 q doubled
- .55 - ecoupon
-----
-.06 moneymaker

5.00 - 2 RedBaron Pizza by the slice
-4.00 - 2 $2.00 q's
-----
1.00 there is rebate on these so will get $2.50 back another moneymaker

2.99 - Lays Kettle cooked chips
-1.00 - q
-1.11 - Safeway q
------
.88

1.98 - 4 Hershey's Special Dark candy bars - BOGO
-1.98 - 2 BOGO q's
-----
FREE - these go to my nieces

3.98 - 2 Welches juice wyb 5
-2.00 - 2 $1 q's
-----
1.98

4.47 - 3 Capri Sun wyb 5
-3.00 - 3 $1 q's
-----
1.47

2.49 - 25 ct Ziploc bags
- .80 - .40 q doubled
-1.00 - Safeway q
-----
.69 - these go for nieces new apartment

5.98 - 2 Oscar Meyer deli fresh lunchmeat
-4.00 - 2 $2 q's
-1.00 - Safeway q
-----
.98

1.88 - 1 gal milk
1.99 - 1 loaf bread
.50 - big bunch radishes
3.00 - bag of apples
-----
7.37
-1.00 - Safeway q on bagged produce
-----
6.37

The food pantry gets:

3 boxes Capri Sun juice
4 boxes Cinnamon Toast Crunch cereal
1 box Honey Nut Cheerios

I finished reading my book Divine Misdemeanors by Laurell K. Hamilton. Paranormal romance - excellent.

I went to King Soopers this morning and got several free items and made money on the hamburger helper.

3.00 - 3 Hamburger Helper @ $1 each
-1.00 - .75 manufacturer's q doubled
- .75 - shortcuts e-coupon
-----
1.25 and I got a $1.50 OYNO coupon at checkout so I made .25 cents. I have 3 more of these to do

7.13 - 300 ct Nature Made vitamins - calcium, magnesium and zinc. On Sale at 40% off
.56 - taxes
-----
7.69
-7.00 - Nature Made wellness coupon
-----
.69

I signed up with Nature Made years ago and when I buy vitamins I enter my codes from the bottles. When I get 500 points they send me a $7 coupon. I entered the codes from today's bottles and now have 80 more points.

1.00 - Tobasco
-1.00 - .50 q doubled
------
FREE

2.00 - 2 McCormick taco seasoning mixes
-2.00 - 2 $1.00 q's
-----
FREE

2.00 - 2 Pure Protein bars
-1.00 - $1.00 q
-1.00 - 1 BOGO q
-----
FREE

1.00 - 1 Betty Crocker potatoes
- .50 - .25 q doubled
- .40 - cellfire e-coupon
-----
.10

.83 - 6 bananas
1.16 - 4 tomatoes
1.50 - 1 pint Kroger Private Selection ice cream
-----
3.49

I love the Kroger Private Selection ice cream - it's so rich and creamy. I spent $1.35 on food pantry items and they get:

3 Hamburger Helper
2 Taco Seasoning
2 Pure Protein bars
1 Tobasco
1 Betty Crocker potatoes

I finished reading my book Much Ado in the Moonlight by Lynn Kurland. Romance - very good

My youngest niece and sister are planning to go to Hondurus this summer to build a shower building as part of a church group. I just got a letter from her asking me to donate to the cost of going. It will cost $1850 per person. This letter makes me very uncomfortable and I'm having a hard time understanding/expressing my feelings about this.

My sister said they sent out 400 letters asking for dontations. Basically writing to anyone they've ever met and any relative no matter how distant. The letter is written as if my niece wrote it but it sounds nothing like her and is full of outright lies, such as "Over the past six months I have become more involved in my church" I doubt if she's been to that church 3 times in 6 months and she's told me she doesn't like the church since it's too big and she feels like the preachers are all about showmanship rather that preaching. She prefers a small church group where the teen group is only 12 people vs a couple hundred.

The letter then proceeds to tell you all the ways you can give money such as cash, check or go to the website and then how to make sure you get your tax deduction. It just feels so sleazy to me, like a used car salesman. I was raised that you never, ever ask people for money, even if it is for charity. But it's only partially for charity, most of it is because my sister thinks it will be a good experience for her. I agree, I just don't think everyone else should be asked to fund that experience.

The other thing that bothers me is the total cost. I can go on a 7-night cruise to Alaska for that price. Why in the world does it cost so much to go to Honduras? Even though I don't feel comfortable with the method of raising the money I plan to donate $50 and give her some money-making chores to help fund it. The whole thing leaves me feeling very unsettled.

I finished reading the library book Private Places. Romance short stories - very good.

I got a coupon in the mail for a new dentist - exam and xrays $49. I haven't been to the dentist in over 2 years because my old dentist hygenists were butchering my mouth when they cleaned my teeth. My parents and sisters family use him too and we've all complained about the roughness. So anyways when I saw the coupon and saw she was not too far in town I called for an appt. The cleaning was another $78 - total $127. My mom just spent $159 at our old dentist for the same thing.

The hygenist was very gentle, my mouth is a little sore but considering I had 2+ years of plaque it's hardly her fault. I didn't have any cavities but have a tooth that is chipping that they want to fill at a cost of $250. I'll think about it since it doesn't bother me. The dentist was nice and I'll probably go back. They gave me a cute little bag of goodies after the process. It included sensitive teeth toothpaste, a toothbrush, mouthwash, dental floss and chapstick. The toothpaste goes to mom, the toothbrush goes to brother, the dental floss and mouthwash go to the food pantry and I'll keep the chapstick.

She's the first dentist who hasn't told me I should get my wisdom teeth pulled, even though they never came in completely and don't hurt and aren't causing any problems. My philosophy is if it doesn't hurt leave it alone. It really bugs me when dentists/doctors make generic recommendations whether they apply to the person or not.

I planned to pick up the scrubbing bubbles deal at Target afterwards but they were completely out. They were out of some other things I wanted too, so that was a bust. I guess I'll miss out on that one, since I won't go all the way back in town just for one thing. I stopped by the used bookstore since I was in town and picked up a few more books to read.

I finished reading my book Sitka by Louis L'Amour. Western - pretty good.

I went to Walgreens this morning and got this weeks freebies.

16.77 - 3 large Nivea body wash
1.16 - taxes
-----
17.93
-5.59 - BOGO Nivea q
-8.00 - 2 $4/1 Nivea q's
-----
4.34 but I got a RR for $5 back so made money.

10.00 - 4 Sure deodorant, 3 were for 20% more size
.41 - taxes
-----
6.41
-4.00 - WAG q 2/$3
-6.00 - 4 $1.50 Sure q's
-----
.41 cents

All 4 deodorants and 2 of the body washes go to the food pantry. I kept one of the body washes.

I also got 100 envelopes for .69 cents and 2 books of forever stamps using my credit card that pays 5% back on drugstore purchases.

I finished reading the library book Demon Angel by Meljean Brook. Paranormal romance - very good.

I took my youngest niece to see Clash of the Titans. It was a good movie - we both liked it. However, I wish they wouldn't totally rewrite greek mythology with the story. My niece took mythology last semester and even she could see the changes. Why do they have to change everything?

$18 for the tickets because they were 3-D, just a way to charge more. I really don't think 3-D adds anything to the picture. $3.75 for candy for her. The movie was only 2 hours with previews. That's shorter than most movies have been lately. They have 3 hour movies and then you have to rush to the bathroom when they are done - especially if you've ordered a drink

We went to Wendy's afterwards for a late lunch. $10.47 She was in a good mood and we had a good time. She's 15 so there are times when she doesn't want to talk at all and then other times when she talks non-stop. I prefer the non-stop since I learn stuff about her life then love her either way.

I finished reading my book The Rowan by Anne McCaffrey. Sci/Fi - pretty good

after walking this morning mom and I went to Walmart for a few things. I can't believe how many people are buying gardening plants. We can't plant here yet, we just had more snow yesterday - it was light but still snow. We had several inches earlier this week. Ah well, live and learn.

I got 2 12 packs of Schick disposable razors and 3 Johnson's Buddies soaps for free to give to the food pantry. Actually I had to pay taxes, but I consider it free. I saved $8.80 on $28 in coupons. I pop popcorn in an air popper and get the Walgreens brand. It went down 25% from $1.98 to $1.48 so I got a couple bags of that. That was the extent of my bargains, I got a few other things that were just a good Walmart basic price, but no sale or coupon.

I ordered 4 books from Border's last night including Mastering the Art of French Cooking by Julia Child. It was 40% off at $24. I got 40% off one of the other books too using a promo code. I used reward gift cards to pay for them so no out of pocket money.

Completed my April spending totals. It was an expensive month since I had to pay propery taxes. Total spent $2,444.22. I really need to rein in the eating out. I spend about a third more on that vs groceries. I ate out 14 times which is almost every other day. I'll try to limit it to twice a week. But I like to eat out and I do it with family and friends pretty often.

I finished reading the library book Fantasy in Death by J.D. Robb. Sci/Fi - excellent - love this series

I didn't do as well this month as usual on the number of items I donate to the food pantry. This is because of the 2 12ct packages of TP I bought to donate. This was a huge chunk of my $20 budget and so not as many other things were bought. But it's ok since they desperately needed TP.

I spent $19.55 with a face value of $75.74 and donated 53 items. My goal is to donate 100 items per month.

I went to both King Soopers and Safeway today and bought a lot of produce, and some ham and cheese. I also got 2 free packages of Mission Tortillas and 3 bottles of Tobasco sauce for free. The Tobasco sauce will go the food pantry. I spent about $17

I bought a Staples giftcard from PlasticJungle where I saved 8%. $50 gift card for $46.

Last night I had the best scrambled eggs I've ever tasted. I used the method from the book Mastering the Art of French Cooking. I couldn't believe how creamy and yummy they were. The difference from how I usually make them was:

1. Room temperature eggs
2. only 1/2 tsp of milk per egg
3. cooked on very low heat and stirring constantly
4. added small pats of butter to top when done.

So good. I made a list of menus for the week of other recipes I'm going to try from the book.

Finished reading my book Don't Look Down by Suzanne Enoch. Romance -pretty good.

The other day I bought a $100 gift card to Walmart from PlasticJungle for $96. I used my credit card so will get another 1% back. This is just under a 5% savings before I buy anything at WalMart. I got the card in about 3 days. Mom and I went to WalMart to walk this morning because it was snowing. I used my gift card to buy 2 single servings of Edmonds lemon merigne pie and a jar of grape jelly. After coupons it was 1.93 which I paid for with my gift card. No problems, the card had $100 on it.

I have a prompt for WalMart and Staples cards on PlasticJungle so if they get WalMart cards with a discount of at least 4% and Staples with a discount of 6% I get notified and can decide to buy or not. Just another way of stretching my dollars a little farther. You can also sell or trade gift cards on the site.

http://www.plasticjungle.com/pjweb/

I finished reading the library book Legacies by F. Paul Wilson. Adventure - pretty good.

Sometimes I have a hard time believing all the free things you can get in this country, but I'm willing to take what companies are willing to offer In the mail today I got a free sample of Dunkin Donuts coffee. Yesterday I got Kashi cereal for free in the mail.

Yesterday I also got a free movie rental from Redbox using a promotion code from the website I blogged about awhile ago. I got Sherlock Holmes. It was pretty good. I fixed popcorn for dinner last night to go with the movie. I made it with half butter and half olive oil. The calories aren't any less but olive oil is a better type of fat, but I like the taste of butter on my popcorn so this is a good compromise.

I also got 2 more Stayfree and made .80 cents on each one today at Walgreens. I only had $1 coupons left instead of the $2 I originally used. That's the last of my coupons. I've made over $10 at Walgreens this week and got 6 Stayfree, 2 Dental picks and 2 shaving gels.

Then I went to Subway and got a footlong meatball sandwich using a gift card I got for xmas - so free to me. I had half for lunch and will have the rest and a big salad for dinner.

And finally today I got another $5 gift card to Amazon free from using Swagbucks.

I'm reading the book Mastering the Art of French Cooking by Julia Child. This ia a great cook book. It explains all the terms and shows you basic cooking techniques. It makes you want to cook. I've already seen several recipes I want to try. I may have to buy this one. I don't own very many cookbooks - about 3 - since I mostly get recipes from websites and mess with them to make them unique to me.

I finished reading my book Primal Heat. Paranormal short stories. I only liked the one by Lora Leigh, the rest were just ok.

I went back to Walgreens this morning and got free Stayfree, dental floss and shaving gel again. The Stayfree and dental floss go to the food pantry and the shaving gel goes to the other niece.

About every 3 months I get a $10 gift card to Kohl's in the mail. I stopped by there and got a $32 leather wallet for $4.75 after the coupon. It was on sale for $14.40. I'm always looking for wallet's that will fit in my jeans pocket, have a zipper to hold extra keys, and have a lot of slots for gift cards since I always carry a lot. This one had 20 slots. The most I've seen in a small wallet. It will be perfect when the one I have wears out.

I went back to King Soopers and got 3 more butters for .20 cents each and 2 free Mentos gum. The gum goes to my nieces and the butter goes in the fridge. Colorado recently enacted a sales tax on candy and soda. I didn't realize it was on gum too. I had to pay .09 cents for $2.00 of gum - that stinks. I want government out of the business of telling me what to eat or drink or wear or drive or speak or read or watch or invest in, etc, etc.

They run the government so well they think they can do a better job of running all of our lives too.

I finished reading the library book Shadowsinger by L.E. Modesitt Jr. Sci/Fi - very good

I went shopping today at Walgreens and King Soopers and got lots of cheap and free things.

I went to both Walgreens by me and found out that the new one charges 1% less in taxes than the old one.

I did 4 transactions - 2 at each store.

Transaction 1, 2 and 3

2.99 - 1 24 Ct Stayfree maxi pads
.21 or .24 cents depending on which store
-----
3.20 or 3.23
-2.00 coupon
-----
1.20 or 1.23

I got a RR back for $3. I paid using a gift card purchased with RRs from previous transactions so no out of pocket expense. Made 1.77 - 1.80 on each transaction

Transaction 4

2.99 - Skintimate shaving cream
2.00 - Plackers Dental picks
.34 - taxes
-----
5.33
-3.00 - RR from Stayfree
- .50 - Plackers q
-----
1.49 - paid with gift card so no oop

I got back $3 RR for the shaving cream and $2 RR for the dental picks. I made .36 on the picks.

All the Stayfree and the dental picks go to the food pantry. The shaving cream goes to one of my nieces.

At King Soopers I got the following and saved 75%

13.00 - cans Chef Boyardee
6.00 - cups Velveeta shells and cheese
3.00 - 3 packages Hunts Snack Packs
1.00 - Betty Crocker potatoes
2.00 - 2 Colgate toothbrushes
3.00 - 3 Mentos Gum
3.00 - 3 Country Crock butter
2.00 - 2 Lady's Speed Stick deodorant
2.48 - 1 bag Sun Chips
.69 - 1 long john - splurge
.63 - 1 onion
.12 - 1 rib celery
.78 - 4 bananas
.33 - taxes
-----
38.03
- .15 - reusable bag credit
-4.00 - 3 Chef Boyardee coupons. 2 1.50/4 and 1 $1/5
-3.00 - 3 BOGO q's Velveeta shells and cheese
-3.00 - 3 free Hunt's snack pack wyb 4 chef boyardee
- .60 - .40 q on Betty Crocker potatoes - doubled
- .40 - shortcut ecoupon on potatoes
-2.00 - 2 .75 q's Colgate toothbrushes doubled
-3.00 - 3 .55 q's Mentos Gum doubled
-2.10 - 2 .40 q's Country Crock doubled 1 .50 q
-2.00 - 2 .50 q's Lady Speed Stick doubled
-2.48 - free sun chips q
-3.00 - OYNO q from last week
-----
12.30

The food pantry gets the following

13 cans chef boyardee
2 Lady Speed Sticks
1 betty crocker potatoes
6 Velveeta shells and cheese
1 bag Sun Chips

The gum goes to my nieces. The toothbrushes go to my brother.

I'll be able to send for the Con Agra rebate buy $10 and get $25 in coupons from the Chef Boyardee purchase.

I was really glad to see the butter on sale. I finished my last tub of butter from the last time I stocked up on Saturday. I need to go back and get some more to store in the freezer. I also need to go back to Walgreens for more Stayfree, Dental picks and shaving cream.

I finished reading my book Dinosaur Planet Survivors by Anne McCaffrey. Sci/Fi - pretty good

went to an antique fair that they hold in the local high school every year. It's a nice one that has a lot of good antiques and not the collectibles that everyone passes off as antiques at most shows anymore. It was $6 to enter. I took some jewelry my grandmother gave me 30 years ago to see if they could tell me anything about it. They told me it's called goldstone and was popular in the early 1900's. That's more than I knew before. Mom got several pieces of colored glass. They had some beautiful furniture. I especially like the old kitchen baking cabinets where they had all the little drawers to store your supplies, they had several really nice one of those. However I just look I don't buy, no room and not really my style for decorating. I like arts and crafts style and have as much furniture as I need.

Finished reading Aiden's Charity by Lora Leigh. Paranormal - excellent

Also finished the library book Bride by Command by Linda Winstead Jones. Romance - ok

I was reading the Dollar Stretcher website today and ran across two very interesting articles. The first one explains when various portions of the health care bill go into effect

http://www.bankrate.com/finance/insurance/timeline-for-healt...

The second one tells you how to speed up your PC for free. I spent much of the day putting these steps into effect on my computer.

http://www.stretcher.com/stories/10/10apr19d.cfm?fp

I finished reading my book The Perfect Princess by Elizabeth Thornton. Romance - pretty good

I also finished the library book Iorich by Steven Brust. Sci/Fi - very good.

I bought $5,000 in I-bonds today. I should net 2.33% interest in one year. That's better than any 1 year cds that I've found. Here's a good website that explains I-Bonds

http://www.ibonds.info/rates.html

and here's one that explains why I bought now.

http://www.mymoneyblog.com/archives/2010/04/savings-i-bonds-...

I finished reading my book Dinosaur Planet by Anne McCaffrey. Sci/Fi - pretty good. I'm slowly rereading all my old books, but since I have almost 2000 it is taking a lot of time inbetween library books and newly bought books. It's interesting to me to see how my tastes have changed over the years. Books that were very good the first time are just ok the second time thru.

My dad has several rental houses. One of his renters called and wanted to know if he had anything bigger they could rent since they are having twins. He is a good renter and since dad can't get a decent interest on his cash he decided to look for a bigger house to buy. He found one that's a really good price $210K and large enough. The last time it sold it was for $250K. The owner died and his parents are selling it from out of state. They are even including all the furniture, a big screen tv and all appliances. The renters like the house so dad went ahead and bought it. He will get $1200/month rent. After he bought it the renter found out the owner had hung himself in the garage. He wasn't upset about that, but wasn't planning to tell his wife or kids. Mom says he needs to because the neighbors are bound to tell her.

Anyways my question is shouldn't the realtor have mentioned that someone died in the house before selling it? Some people might have serious reservations about that kind of thing. I think ethically she should have said something. Dad found out she knew it before selling the house.

I finished reading the library book Cast in Silence by Michelle Sagara. Paranormal - excellent series.

I lost my post 6 or 7 times yesterday and had saved it to a word doc. I finally figured out today that as long as I kept copying it to here I would lose it everytime. I had to manually type it in again before I could finally save it. So this is really yesterday's post.

There are a lot of cashback reward sites ont he web for purchasing stuff on the internet - ebates, mrrebates, bing, fatwallet etc. But how do you figure out which one is the best for which store? Here is a tool that tells what each one is paying

http://www.cashbacktool.com/default.aspx

I typed in Borders and got the following

Cashback Site Cashback Percent
bigcrumbs UP TO 5.4%
mrrebates 4%
ebates 4.00%
fatwallet.com 4%

I typed in Target and got

Cashback Site Cashback Percent
bigcrumbs UP TO 6.3%
mrrebates 4%
ebates.com 3%
greenbackstreet.com 3.2%
bing (live.com) 3----7%

Pretty neat tool if you do a lot of internet shopping

I went to King Soopers this morning and got cheap eggs and free spices. Smart Balance eggs are on sale for $1.34 I had 2 .50 cent coupons so only .34/doz. I gave one dozen to mom and dad. Lawry's spices and McCormick grillmates are on sale for $1 each. I had 2 .50 cent coupons each and got 2 Lawry's garlic salt and 2 McCormick grillmates for free. One garlic salt and both grillmates went to mom and dad and the other garlic salt went to my brother.

I finished reading my book Jacob's Faith by Lora Leigh. Paranormal - excellent

I went to a health fair today and had blood drawn to check for cholesterol, triglycerides and blood glucose. It cost $30 and I was in and out in 15 minutes. That's the kind of health care I like I hadn't done this before, always got my tests from the doctors office. Wait 30 minutes, get blood drawn and pay $20 co-pay and then pay a percentage of blood tests. This is much better.

Mom and Dad have been going for years so I went with them this time. Before they always went during the week and early so they had to stand in line for an hour, because it was 11:30 there weren't as many people. Most people don't like to fast that long. I'd only been up a couple hours and I'm not a morning eater anyways, so no big deal to me. It was hard on them though, but they said it was good they didn't have to stand in line forever.

I also went to Borders and got 2 books for free, using gift cards from my credit card rewards. I used 2 33% off coupons and saved even more. I also went to Home Depot and got basil and parsley seeds, which were BOGO, and picked up a $40 gift card for mother's day. My credit card has 5% rewards on Home Improvement stores this month. Mom always wants plants for mother's day, but it's too cold to plant here then so we either buy them and she stores them in her garage for a couple of weeks or we wait till she's ready to plant and then buy. This year she can go pick out what she wants when she's ready to plant.

She's been collecting strawberry dishes for about 30 years now. I happened to see some real pretty glasses at the thrift store. They only had 5 and they were pretty pricey for thrift store at $2 each, but I think she will like them.

After the Health Fair we went to Texas Roadhouse for lunch and I used up my last gift card that I bought before xmas. They had a deal buy $25 and get $5 extra and I bought 2 for me and 2 for presents.

I'm starting to look at the ads for a new laptop. I'd like to get one for less than $400. I hope there are some good deals soon for graduation. My computer is giving me fits lately and I think I need to have a replacement on hand before it completely dies.

I was watching some cooking shows yesterday and one of them was making chicken noodle soup. They added lemon juice, cinnamon and nutmeg to the soup. Unusual ingredients for chicken noodle soup. Last night I made a grilled ham and cheese sandwich and had a can of chicken noodle soup. I added a little lemon juice to the soup and I did like it. I didn't add the other two spices. I also did something different with the ham sandwich. Instead of slicing onions for the sandwich I sliced an apple and used that. It was pretty good.

I finished reading my book Hunting Ground by Patricia Briggs. Paranormal - excellent.

I have the blah's. I don't get them very often, but I have them today. There doesn't seem to be as many bargains or good coupons lately and it a gray rainy day. Nothing seems very interesting today, not even my book. Good day to take a nap and wake up in a better mood later

Yesterday my mom said they spent the day being me. They went to several stores and saved lots of money using coupons or deals I sent them. But she said it takes a lot of time to orgainize which coupons with which deals and which stores. I always hear these stories how clipping coupons doesn't take a lot of time. It does for me. I used them while working, but not nearly as much as I do now. I didn't have the time or energy before. I think going from store to store takes a lot of energy too. It's worth it now that I have more time than money and it's more of a hobby for me than a necessity. I feel sorry for someone who works and has kids and who needs to shop this way. It's like a part time job.

I finished reading the library book Must Love Hellhounds. Paranormal short stories - very good.

Yesterday was a fun day for me. I met a friend for lunch at Ruby Tuesdays and we talked for 2 hours. I haven't seen her for a couple months because she has been holed up in her house afraid to even spend gas money since they went a month without a salary due to some unforseen problems with their contracting firm. It was really good to catch up and I'm sure she was happy to be out and about again. I just had the loaded baked potato without sour cream so I only spent $4.43 with tip.

Yesterday was also my Dad's birthday - poor guy. He can never really like his birthday because of the day it is. Mom invited me over for dinner and to play games after. We had steaks, mashed potatoes, salad, and garlic bread with Swann's lemon pie for dessert. Yum! I only one 1 out of the 6 games we played but to me the playing is just as fun.

I also worked on their computer since mom could print emails but not word documents. Finally figured out it was because they were low on black ink. The emails had some color in them so she could print those while the word docs were completely black and white. They always have the weirdest problems that take me forever to figure out. The longer I'm retired the harder it is to retain my tech edge too. I'm not around people who talk about and deal with technical stuff all day and it seems like that is all such a long time ago and so fuzzy in my brain now

I finished reading my book Restoree by Anne McCaffrey. Sci/Fi - very good.

On our walk today mom and I saw several signs of spring. We saw robins and we saw our first wildflower of the year - an anemone. The grass has tinges of green here and there. We even heard a few frogs sound off. That doesn't mean we still won't get several inches of snow, but spring is definitely here.

I got a free sample of Ritz pretzel munchables in the mail and mom got a free sample of Weight Watchers Rosemary and Olive Oil Pretzel Thins from Curves. She shared them with me and these are really good, we both liked them a lot.

I finished reading the library book The Shadow Sorceress by L.E. Modesitt jr. Sci/Fi - very good.

When I was working I didn't have a lot of cash reserves. I was in the 30% tax bracket and wanted my interest to be paid in the future so I wasn't taxed on it in the present. I bought some EE and I bonds even though they didn't pay the best interest, because it was deferred and I wouldn't have to pay state taxes. Ironically those are the cash investments that are paying the most in interest right now.

The month before I retired I cashed in a cd paying over 5%. February of 2009 I cashed in another paying 4.25%. Since then I have struggled to get 2%. I have much more of my investments in cash since my retirement as a cushion. Recently I have been looking for places to put my cash that will earn me some money. After reading several articles from this blog I decided to open a 5 year cd at Ally bank.

http://www.mymoneyblog.com/archives/2010/03/ally-bank-5-year...

http://www.mymoneyblog.com/archives/2010/03/ally-bank-cds-of...

I think interest rates are going to start rising so I was leary of locking up my money for a long period, however I think they will rise slowly and it will be 2 years or more before they are back up to 3%.

The 5 year cd is paying 2.99% interest which is almost double the 1 year rates I'm finding. But the reason I decided to go for this is Ally bank only has a 2 month penalty if you break the CD. If I open a $10,000 CD at 3% I make $300 a year. It breaks even with the 1.5% cd in 6 months. If I have to break the cd I only have to pay $50 in interest which is another 2 months. So at 8 months I break even with the 1.5% cd and if I don't break the cd I earn that interest rate for that many extra months.

Also I can get the interest on the CD monthly, quarterly or annually. I opted for quarterly. I plan to open a few of these so that I would only have to break a small cd if I did need to get money quickly. I don't expect to need any of this money for 5 years but you never know and if for some reason interest rates rise to 5% or more I could still take advantage when that happens.

I went to Walgreens this morning to use their grand opening $3/$10 coupon. One of my credit cards is paying 5% cash back on drugstore purchases this month. I am going to Ruby Tuesday's for lunch on Thursday so I picked up a $25 gift card for that. I also got a $15 gift card for Wendy's and a book of forever stamps. I especially like to buy stamps when I have 5% back opportunities since that's a hard category to save money on. I also got 25 pairs of ear plugs for $8.29 and 9 rolls of Quilted Northern for $4. I use ear plugs all the time to sleep and they are rarely on sale so the $3 off will work for those.

The Quilted Northern finished up a rebate for me. Buy $20 get $5 back, so I will be sending that in today.

I finished reading my book The Untamed Bride by Stephanie Laurens. Romance - excellent.

I'm not a big gadget person. I don't have the room or patience for most of them, but there are a few of those as seen on TV things that I really like. I hate to chop onions, they really burn my eyes to the point I have to leave the room and rinse with cold water. For christmas I got a Vidalia Onion Chopper. I love this thing, it's so slick. I just cut the ends off the onion, cut it in half, peel it and put half in the chopper. Bam! chopped onions - no heavy fumes. Put the other half in and Bam! all done. It's great.

I made soup yesterday that didn't turn out so good, it was too salty. I added water and will see if it's better today. But the onion chopper worked great and made it much easier.

Another one of those gadgets I really like is the Pedegg. This thing works great on my feet. Really smooths the rough, jagged edges.

I went to King Soopers this morning and got 3 more Betty Crocker potato pouches.

3.87 - 3 @ 1.29
-2.40 - 3 .40 q's doubled
- .05 - reusable bag
-----
1.42

And I got another $3 OYNO coupon, so profit The potatoes go to the food pantry.

The new Walgreens is having their grand opening sale and they have $3/$10 coupons. I will have to figure out the best way of using these to stretch them the farthest.

I finished reading the library book All The Rage by F. Paul Wilson. Adventure - ok

I got three free books from Amazon today plus shipping was free too. I get most of the books I do purchase free anymore. These were purchased using 6 $5 giftcards from swagbucks.

Swagbucks is a search engine powered by Google and Ask. When you use their search engine, you regularly receive points that can be redeemed for prizes like gift cards, clothing, video games, etc. for free.If you already use Google or Ask as a search engine, it is a good idea to switch to Swagbucks because it is basically the same thing except that you receive points while you are using it. Swagbucks is completely safe. It does not ask for any personal information such as your phone number or credit card number and there is no spam mail. Swagbucks (Google and Ask) gives people points and prizes in an effort to keep them as a user of their search engine.

http://www.swagbucks.com

I downloaded the toolbar and use it to search each day. I usually get 10 or more points on the second or third search I do this every day. I may get more later - it's pretty random. Once I get 450 swagbucks I trade them in for a $5 Amazon gift card. I generally get one gift card each month. So far I have gotten 20 giftcards or $100 in Amazon books. When I get 6 $5 gift cards I order $25+ in books to get the free shipping.

The other way I get free books is thru Discover. They have 5% rewards on various things throughout the year and I charge whatever I buy on my Discover card. Once I get $20 I can trade it in for a $25 Border's gift card. I get about $150 in Borders cards each year. Then I use 20 - 40% off Borders coupons to make those giftcards stretch farther.

I finished reading my book The Coelura by Anne McCaffrey. Sci/Fi - ok

I also finished my book Shady Lady by Elizabeth Thornton. Romance - very good.

Grocery shopping again. First was King Soopers where I saved 67% and bought a lot of produce.

2.22 - 2 potatoes
.57 - 1 onion
9.28 - 21 Golden Delicious apples @ $1/lb
1.58 - green grapes @ $1/lb
2.00 - King Soopers brand bagged salad
1.50 - 1 lb bag of mini carrots
3.87 - 3 pouches Betty Crocker potatoes
3.99 - familty size Stouffer's individual meatloaves
2.00 - 2 McCormick Grillmates spices
1.00 - Lawry garlic salt
-----
27.01
- .10 - 2 reusable bags
-5.00 - Gift card for subscribing to Denver Post
-3.00 - King Soopers home mailer q wyb $15 produce
- .45 - King Soopers carrots
- .50 - King Soopers bagged salad
-2.40 - 3 .40 Betty Crocker potato q's doubled
- .80 - 2 cellfire Betty Crocker potato q's
-2.50 - Stouffer's q
-2.00 - 2 $1 McCormick q
-1.00 - King Soopers Lawry q
-----
9.26

I got a $3 OYNO coupon for buying the 3 Betty Crocker potatoes so I made money on those.

Food pantry gets the 3 potato pouces and the 2 McCormick spices.

My oldest niece is getting her first apartment in August so I'm stockpiling cleaning and pantry basics for her. She will get the garlic salt.

Next store was Safeway where I saved 67% also.

3.98 - 2 Goldfish
5.98 - 2 Ore Ida Hashbrowns
1.99 - 1 gal milk
2.97 - 3 trial size Tide
1.71 - 3 tomatoes @ 1.49 /lb
.20 - tax
-----
16.83
-2.00 - Safeway Ore Ida q
-2.00 - 2 $1 Ore Ida q's
- .98 - Safeway Goldfish q
-2.00 - 2 .75 Goldfish q's doubled
-3.00 - 3 $1 Tide q's
-----
6.85

Total groceries for me 15.54 and .57 on food pantry items.

I finished reading the library book Altar of Eden by James Rollins. Adventure - very good.

Staples has coupon for a free ream of copy paper but I have 7 reams free from other times so decided I didn't need one more If we do get a VAT tax that charges 20% on everything we buy I will regreat not buying now and stocking up even more, but will not regreat for today :0

here's the link to the coupon if you are interested - it's good thru the 10th of April

http://reg.e.staples.com/c/s/tagfrm/hBLvC4hB7SHGCB8G5lSCXc2Y...

I did go to Walgreens and get 2 18 oz boxes of Quacker Oats for $1.50 each. I had 2 $1 coupons so I paid .50 cents each. Both will go to the food pantry. They also had the Cadbury orange cream eggs 1/2 price so I got a few of those. I love them.

I went to the library and picked up my holds. I found this website that lists Redbox codes. I've never rented one of these but the Sherlock Holmes movie is due out April 27th and I'd like to see that. It takes forever to get DVDs on hold from the library. So many people get on the list. I'm number 800 something for Julie and Julia.

here's the link for the site

http://www.insideredbox.com/redbox-codes/

I finished reading the library book Blood Ties by Kay Hooper. Mystery - excellent