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good January

February 1st, 2007 at 09:06 pm

walked with mom at WalMart on Mon, Tue and Wed. Snowing again today.

Networth increased 4.13% in Jan. Pretty happy with that.

In December I sent $1000 to my mortgage company with a letter asking them to apply it towards the principle. Looking at my account online I saw they put part of it towards January's payment and the rest towards principle. So I called and she reversed it. But now they didn't pay January's payment with the money that came in after that and put that money towards principle too. Sigh... I hate calling companies. When I asked the woman why they didn't put the original $1000 towards the principle when I wrote a letter and the check also said apply towards principle, she tells me they don't read the letters, but just put the money where they think it goes. Nice Frown

Read the library book Return of the Warrior by Kinley MacGregor. Romance. Very Good.

2 Responses to “good January”

  1. fern Says:

    My mortgage bank mails me a coupon book from which i pull one coupon to send in with each payment i make. On the coupon there is a line each for your regularl payment and if you're putting anything extra toward principal, so it's a no-brainer and not a big hassle having to call them and all.

  2. markio26 Says:

    so, happy we don't have a mortgage anymore... i know what you mean, i received an email, saying they live among us... there is constant changes at these different companies... they do not keep up with the changes it seems... i just got rebilled for a dental ins. for son, i clearly called and cancelled... so, i emailed them..... tisk tisk......your mtg. will be paid off in no time... good job on being a good payer...

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