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2010 spending totals

January 1st, 2011 at 09:58 pm

I spent 59% more in 2010 than in 2009. This was mostly in two categories. Property taxes, which I didn't pay in 2009, since I prepaid them in 2008 for tax reasons and Health care costs which were $6000 more than in 2009. I spent 22,728.61 in 2010 vs 14,326.32 in 2009.

My networth went up 29,832 for the year. More than double what I spent which is what I would like to see every year. If you add what I spent, I actually made 52,560.98 for the year.

Here's the category breakdown:

Groceries - 944.97. This includes all personal care, cleaning products, pharmacy items, paper products and 2 subscriptions to the Denver Post at @ $75. I include the Denver Post subscriptions in this category because the only reason I buy it is for the coupons, so in my mind it is a grocery cost. I got back $131.68 in rebates so the total spent is 813.29 or @15/week. This is more than double what I spent last year, but the grocery deals just weren't as good this year.

Eating out - 951.62 almost $200 less than last year.

Utilities - 2,375.76 includes heat, electric, satellite, phone/internet. About $300 more than last year.

Gas - 268.42 - more than $100 less than last year.

HOA - 1,980 same as last year

Xmas - 535.08 - $3 more than last year, but I didn't buy for my brother so actually more per person.

Gifts - 541.27 - $300 less than last year, oldest nieces graduation present was reason.

Insurance - 766.95 - $20 more than last year

Health - 9501.72 - insurance premium increased more than $200 month and paid $4500 out of pocket for deductible and co-pay for all surgeries. Last year spent $3175.82

Charity - 607.79 - I didn't start tracking this as a separate category last year until late August. $108.33 last year.

Misc - 4387.71 - includes everything else. I bought a new TV, new computer and 2 new tires this year as big expenses. Property taxes are also included in this category @$1300. Last year spent 2070.52

Overall considering what happened to me medically last year I am satisfied with the results. The main goal is to spend less than I make and I accomplished that.

I went to Walgreens this morning and made my first food pantry purchase of the year.

4.95 - 5 bags of Chex Mix @.99/each
-2.50 - 5 .50 coupons
-----
2.45 I got back a $3.50 RR so made $1.05. All 5 bags will go to the food pantry.

I finished reading Raven's Shadow by Patricia Briggs. Sci/Fi - very good.

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