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Archive for February, 2007

Feb net worth

March 1st, 2007 at 05:23 am

Finally got the mortgage stuff straightened out. Only took 2 months and 5 phone calls. What a pain. I just have to make sure the automatic payment starts again tomorrow and I'll be ready to send another principle payment. Only this time it will be for $9000 so they can't mistake it for a regular monthly payment. I figure in the future I will save up until I have big payments to make so hopefully I won't have to go thru this torture again.

Got my bonus in the last paycheck. My net was 52% of the bonus.

This month's networth went up .84% and most of that was because of the bonus. Took a small hit with the stocks yesterday.

Finished reading the library book Cross by James Patterson. Mystery. Very good.

raise and bonus

February 16th, 2007 at 04:25 am

Got a merit raise and a bonus today. Recieved the most allowed by company. 3% merit and over 7K bonus. Very nice.

The only thing I have a problem with the is the companies policy of putting 85% of employees in one band called performing. There a 3 bands total. Needs work, performing and leader. The manager is only allowed to give one leader rating in her entire group of about 60 people. I don't understand why companies do that. Where is the incentive to work harder if you are going to get the same rating as someone who does half the work you do?

Regardless of the band my manager thinks I'm a star and rewarded that by giving me the most she could. Nice.

Finished reading the library book Twelve Sharp by Janet Evanovich. Mystery. Latest Stephanie Plum book. Really good.

It's never easy

February 15th, 2007 at 04:59 am

Well as suspected my mortgage company is still giving me fits. They reversed the December principle payment, but also reversed the January payment and then for some reason stopped the automatic payments so now I get a letter saying I'm two payments behind and have a late fee.

Called Monday and "oh, yeah it's our fault we can fix that, it will done tomorrow" Look on the website and no change. Call again today and after explaining the whole story I go into telephone limbo and get connected to someone else and have to start over.

"Well we can fix it, but you need to mail us your February payment. Next month the automatice payments will start again. And of course you won't be charged a late payment fee" Yeah, right and I believe in the tooth fairy too.

I'm sending them my February payment tomorrow. But plan to check their website frequently to make sure everything is the way it should be. I shall be extremely surprised if I don't have to make any more phone calls to them. I know I have to make at least one more, because of the screw up in the original principle payment, the interest I paid last year doesn't match the tax from they sent, so I will need to ask for an updated one.

Why is is it so difficult to get things fixed right the first time with big companies? Frustrating.

Finished reading the library book Find Me by Carol O'Connell. Mystery. Very good.

I watched the Dresden Files that are based on a series of books I like and I like the show. I haven't been as impressed by the Nora Roberts movies. They are ok, but the acting is not that good and they chop so much of the good stuff out of the movie version.

good January

February 2nd, 2007 at 05:06 am

walked with mom at WalMart on Mon, Tue and Wed. Snowing again today.

Networth increased 4.13% in Jan. Pretty happy with that.

In December I sent $1000 to my mortgage company with a letter asking them to apply it towards the principle. Looking at my account online I saw they put part of it towards January's payment and the rest towards principle. So I called and she reversed it. But now they didn't pay January's payment with the money that came in after that and put that money towards principle too. Sigh... I hate calling companies. When I asked the woman why they didn't put the original $1000 towards the principle when I wrote a letter and the check also said apply towards principle, she tells me they don't read the letters, but just put the money where they think it goes. Nice Frown

Read the library book Return of the Warrior by Kinley MacGregor. Romance. Very Good.