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simple financial life

August 29th, 2010 at 12:35 pm

When I woke up from my coma in the hospital I had a very hard time talking loud enough for anyone to hear me. I had had a breathing tube over an inch in diameter stuck down my throat for several days and the strain on my throat took a while to diminish enough for me to talk very well. My voice is still very raspy. Anyways when I woke up, my mom wanted to know if there was anything they needed to do right away.

Fortunately I have tried to make my life as simple as possible and have all my monthly bills set up to be paid automatically, so they were all taken care of. I had just transferred a few thousand into my checking to last me a few months. The first thing that came to mind however were my library books. I always have books due every week.

I tried to explain where the books were in my house but my mom couldn't really understand me and since they are scattered it was hard to remember all of them. So my dad took my library card to the library and explained the situation to the librarian. She just renewed everything until the 9th of September and erased the fines I had for the books that were overdue from while I was in the coma.

One of the things that worried me though was if I had paid my 2 credit cards. I usually do around the first of the month, but my short term memory was shot and I couldn't remember what I had done the week before I went to the hospital. Since I always pay in full and on time I figured even if I hadn't paid and owed one month finance charges I would be able to call and hopefully get those reversed when I explained the situation after getting home, but when I got home I found I had paid them on time already so it wasn't an issue.

My parents were getting my mail while I was in the hospital too and my car insurance renewal came. But it has a long due date - it's not due until Sept 19th so they just held on to it. My dad said he would have found my checkbook and paid it or just paid it himself if I was still in the hospital.

I had just finished updating my financial information and given my parents that so I was glad they had it even though they didn't have to use it this time. I had a medical power of attorney for them that I had drawn up years ago, but they didn't remember they had it. The only thing I regret was not updating my will. I've been thinking about it for awhile and just haven't got around to doing it. I would really like to get it done before I have to have anymore surgery, but right now I have so little energy, just the thought of it wears me out. I will try to get it done in the next couple of weeks.

My mom cleaned out part of my fridge, but I still had some food spoilage and they took out the trash for me. I had $20 in Walgreens register rewards that expired while I was in the coma so I lost those. All in all though my life went on pretty well without me in it Smile I had no expectations that I wouldn't be coming home that night after my Kidney stone though, so I'm glad that I had already set up ways to cover my basic living expenses.

I finished reading the library book The Iron Hunt by Marjorie M. Liu. Paranormal - very good.

6 Responses to “simple financial life”

  1. LuxLiving Says:

    Ahhhh, the joys of organization came thru for you and your family. So great your parents are there for you!!

  2. Waterfall Says:

    Your life went on because you were prepared in a way I am going to think about being now. I'm the major breadwinner in my family and if I'm down and out for a month we could be in trouble. What happened to you should be a wake up call for a lot of us.

  3. campfrugal Says:

    I like to be prepared also. I got into this mode when my daughter was being treated for her cancer and I knew that chemo was a 4 day stay in the hospital and then we would be admitted back in the hospital a week later for low counts.

    Glad your doing better; and it sounds like you have great parents. Mine were great parents also.

  4. Homebody Says:

    OMgosh, I missed your last post. I am so glad you are okay.

  5. FrugalTexan75 Says:

    You really were well prepared. That's good the library was so accommodating.

  6. Jerry Says:

    You are so blessed to have family like that to look over you, your place, and stuff like the car insurance bill. So glad that you are on the mend, and I hope that the kidney stuff leads to a positive outcome as well.
    Jerry

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