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only 4 car payments to go

July 27th, 2005 at 07:51 pm

walked with mom for 55 min

Drove into work today. Stopped by the bank and got some cash then went to the gas station. Gas was 2.17 a gal. Ouch! Spent $22.61

Met a friend for lunch at Black Eyed Pea and spent $11

After I got home I walked with mom and then went to McDonalds for dinner and spent $8.72 another fast food meal Frown I've really busted this goal for the month.

Total spent this month = $313.27 Not sure if I'm going to stay under $400 for the month have plans for both Saturday and Sunday. Since I tend to spend most of my money on weekends and because this month has 5 weekends I think my total might be a little high. We'll see.

Got my last month Longs rebate for $3.00 in the mail and got this month's Walgreens rebate for $4.98 + the $10 Pepsi rebate ready to send tomorrow.

Made a car payment so only have 4 more to go till it's paid for. About 3 years ago I decided to buy a new car. I had the cash saved up, but the dealership was offering 0% financing for 3 years so I decided to keep my cash and finance the car. Because interest rates have been so low the last few years I will only make about $700 in interest over the 3 year period. But even if interest rates were higher I don't think I would refinance at 0% again. I HATE having a car payment every month. It just nags at me. Every month I think I already have this car I've been driving it for x number of months, why am I still paying for it? I don't know why this gets to me so much but it does. Maybe it's because I've been out of debt except for my house for close to 20 years now and I just can't stand it. I've been counting down every month since this started, very aggravating. Smile

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